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America's Special Financing Program for Energy Efficient Home Improvements

Save Money on Energy and Improve Your Home’s Comfort with America's Special Financing Program for Energy Efficient Home Improvements

With EnergyLoan®, most homeowners who meet the program’s eligibility guidelines can get a low cost, low payment loan for  all types of ENERGY STAR® rated and other energy-related improvements including: high efficiency heating, air conditioning, air sealing, insulation, windows, and “whole house” improvements using Home Performance with ENERGYSTAR®. These special loan terms can help you save thousands of dollars over the life of your loan, further enhancing the financial impact of your energy savings and minimizing out of pocket costs.

EnergyLoan® offers a comprehensive financing plan that allows you to start enjoying affordable comfort today.

Getting Started with an EnergyLoan® is fast and easy. We have three Simple Steps which will help you start saving energy today. AFC First, the provider of EnergyLoan®, takes care of all of the details. If you have any questions at any point, feel free to call us at 888-232-3477.

What is True Fixed Rate™ EnergyLoan® Financing?


Many financing programs are promotional or “teaser” interest rates for an introductory time which then revert to a very high rate if the loan balance is not paid off during the promotional period. These “credit card” types of financing also do not necessarily guarantee a fixed rate or payment for the loan term. The EnergyLoan® from AFC First is different. It is a simple interest, fixed rate loan with longer terms available than typical bank financing. The monthly payment and interest rate can never change. And since there is no penalty for pre-payment, you may pay it off or make additional principal payments at any time.